Fire and Special Risks Insurance will indemnify the Insured for losses or damages to insured property by fire, lightning, explosion or other perils as named in the insurance policy as well as damages occurred together with fire fighiting efforts.
The Insured could have a basis cover for "fire (A)" and, at their option, pick one or more perils from the list below:
- Explosion (B);
- Ircraft and other aerial devices and/or articles dropped therefrom (C);
- Riot, strikers, locked-out workers (D);
- Malicious damage (E);
- Earthquake or volcanic eruption, including flood or overflow of the sea occasioned thereby or subterranean fire (F);
- Storm and tempest (G);
- Storm tempests and flood (H);
- Escape of water from any tank, apparatus or pipes (I);
- Impact by any road vehicle or animal (J).