Product information
1. Coverage of insurance
BIC will indemnify loss of, destruction to or damage to properties; recover or replace damaged properties or any parts thereof.
- Fire, lightning (directly to the insured property) and explosives
- Collision by means of inland transportation
- Collision with aircraft and other aviation facilities or equipments fallen from those facilities
- Earthquakes, volcanoes, tsunamis, storm, flood or flooding, overflow water from water tanks and equipment containing water or plumbing, violence, riots, disturbances, strikes, lockouts of workers, Malicious Act
- Robbery, theft of cash contained in the ATM, including unfaithful actions and/or any act of negligence which insured employees, or any person performing the work as an employee of the insured upon the consent of the Insured …
2. Main Exclusions
- Intentional act or intentional negligence of the insured;
- Deficiency and/or mysterious disappearance of cash in the ATM.
- Consequential loss, damage or loss caused by devaluation or fluctuations of local currencies
- Loss, destruction or damage caused by vermin, insects, fungus or condensation
- Electrical, electronic or machanical breakdown and gradual deterioration
- Change, supplement, or better maintenance of machinery
3. Important Notice to the Insured
The insured shall give:
+ Immediate notice in writing and by phone with detailed particulars and proof as may be reasonably required to us within 07 days after the happening of loss and damage and to the Police in case of loss or damage by theft. BIC will not be liable for any loss if the insured does not inform BIC within 14 days from the date of
+ Take all reasonable precautions for the maintenance and safety of the property and to pervert accident or loss
BIC is always ready to listen and support you for free!
*Please leave your information so we can contact you*
Other products
See more
Fire and Special Perils Insurance
Fires, explosions and storms… are such perils which could threaten the safety of business. Our Fire and Special Perils Insurance helps customers protect their property from unexpected physical loss or damage
Learn more
Compulsory Fire and Explosion Insurance
Nowadays , fire hazard always threaten to property, machinery, buildings, .. You may suffer heavy and unpredictable losses if fire occurs, especially for enterprise. Compulsory Fire and Explosion Insurance is the most effective solution to overcome any loss by fire or explosion.
Learn more
Property All Risks Insurance
For running a business , risks to property are considered as the most worrisome. Our Property All Risks Insurance helps customers protect their property by the most effective manner.
Learn more
Business Interuption Insurance (after a physical damage)
Business Interruption Insurance names as "Lost of Gross Profit Insurance" or "Consequence Loss Insurance". The purpose of Business Interruption Insurance is to compensate the Insured for loss of profit and fixed cost as a result of insurable physical damage.
Learn more