Outstanding advantages
Comprehensive coverage, including special illnesses, pre-existing conditions, and maternity risks
Broad eligibility age up to 70 years old
No waiting period for accidental insurance benefits
Product information
Product Information
- BIC Gia An is a comprehensive personal healthcare insurance product designed to help customers and their relatives proactively protect their finances against risks arising from accidents, illnesses, and maternity.
- Note:
The website only provides general information and basic highlights of the product. Insurance benefits, scope of coverage, terms and conditions, and insurance exclusions are specified in detail in the Insurance Policy / Certificate of Insurance issued by BIDV Insurance Corporation (BIC).
The website only provides general information and basic highlights of the product. Insurance benefits, scope of coverage, terms and conditions, and insurance exclusions are specified in detail in the Insurance Policy / Certificate of Insurance issued by BIDV Insurance Corporation (BIC).
Eligible Insured
- Insured Person: Customers of credit institutions and/or their relatives, including: spouse, biological parents, and biological children; who concurrently satisfy the underwriting eligibility criteria stipulated by BIC.
- Entry Age: From completed 18 to 70 years of age as of the inception date of the insurance period.
Insurance Period
Insurance Period: 01 year.
- In accordance with the request of the Policyholder / Insured Person and as specifically specified in the Insurance Policy / Certificate of Insurance.
- The insurance period under an Insurance Policy / Certificate of Insurance is up to a maximum of 01 year (365 days), inclusive of both the commencement date and the expiry date.
Insurance Benefits
- Accidental Benefits:
- Accidental death or Permanent Total Disability (PTD); disappearance.
- Permanent Partial Disability (PPD) due to accident.
- Non-accidental Benefits:
- Death due to special illnesses or pre-existing conditions.
- Death of unknown cause.
- Death due to ordinary illnesses or maternity.
- Permanent Total Disability (PTD) due to illness or maternity.
- Additional Benefits:
- Inpatient treatment expenses due to accident.
- Funeral allowance.
- Hospitalization allowance due to accident.
- Surgical allowance due to illness.
- Dependent support allowance for the Insured Person.
- Geographical extension of insurance coverage.
(*) The Sum Insured depends on the specific insurance plan selected by the customer.
Waiting Period
- Accident-related benefits: Not applicable
- Remaining benefits: 60 days
Enrollment Application
Customers declare all required information and fully sign BIC's "Insurance Application Form".
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